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What is a Hard Money Loan?

The term "Hard Money Loan" is a type of non-bankable loan. Usually this means a loan where the hard money lender can approve the loan request based upon the value of the assets and the equity in the assets, without the need for much of the usual time consuming documentation and verification that a more traditional lender might require to lend the same amount of money.

Hard money loans can usually be funded quickly and are based upon the value of the real estate or collateral anchoring the loan without regard to the borrower's income employment, assets, credit scores or tax returns. Hard money loan programs will tend to over look many items that are critical to a traditional lender. These overlooked details will include: foreclosures, bankruptcies, judgments and credit issues.

Hard Money Lender Directory

1st Access Hard Money  1st Access Hard Money lends in California, Florida, Arizona, Colorado & Oregon.
Access Financial Group, LLC 1st Access Hard Money lends in Colorado.
Advance America Property & Finance, LLC Specializing in Lending Areas Limited to MD, DC, VA, PA, DE, FL, SC, NC.
Alpine Mortgage Hard money loans to areas including New Jersey, New York, Connecticut and Florida.
Apollo Financial Loans within Dallas Ft Worth metro area only.
Atlanta Hard Money Loans We provide hard money loans in the Atlanta Georgia area.
Avatar Financial Group, LLC 1 - 3 year hard money commercial bridge loans nationwide
1 - 3 year hard money residential loans in WA and CA
Bluefields Capital LLC Currently serving residential real estate investors with hard money in Georgia, Alabama, Tennessee, North Carolina, South Carolina, Florida, Virginia & Ohio.
Brookview Financial, Inc. Financing Rehab Investors Nationwide.
Cal-Pac Funding We arrange and fund Private Money Loans in California.
California Hard Money Hard Money Loans available for California .
Capital Finance Rehab Loans available in all 50 States.
Capstone Funding, LLC

We loan in Florida and Georgia.

Certified Capital Corporation Hard Money Loans available for California .
Clarity Mortgage Investment Fund Hard money/private equity lenders nationwide.
Coastal La Jolla Funding Hard money loans in California, Alaska, Arizona, Colorado, Connecticut, Florida, Michigan, Minnesota, Nevada, Oregon and Virginia.
CT Hard Money Hard money lender in Connecticut.
DHLC, Inc. We provide Texas and Colorado Real Estate Investors access to Hard Money.
Equity Development Corporation Hard money lender in Virginia, North Carolina, South Carolina, Florida, Wash. DC, Maryland, and Pennsylvania.
Fairfield Financial Services Inc. Fairfield is now a California and Oklahoma hard money lenders source!

Financial Help Services, Inc. Hard money rehab loans in North Carolina and South Carolina.
FixFunding, LLC Hard money lending in Texas, Colorado, Missippi Gulf Coast,
and the Atlanta Metro Area, with partnerships available in the New Orleans Metro Area.
Funding Partners, LP Hard money lender serving Texas.
Gelt Financial Corporation Hard money lending in Pennsylvania, New Jersey, Delaware, Maryland & parts of FL(Broward, Miami Dade & Palm Beach Counties)
Hanover Mortgage Company Hard money lender serving California.
Hard Money Direct A nationwide hard money lender.
Heartland Capital Group, LLC Hard money lender serving the United States and Mexico.
Helvetica Group A nationwide hard money lender.
Home Savers A hard money lender serving California, Nevada, and Oregon.
Investor Loop Hard money loans in Maryland, Virginia, and Washington DC

Investors Commercial Capital, LLC

 New Jersey and Pennsylvania only
Kennedy Funding A national and international hard money lender.
Lending Associates A hard money lender serving California.
Managed Mortgage Investment Fund LP A hard money lender serving Texas.
Medici Financial Inc. A hard money lender serving Alabama, California, Florida, Georgia, Illinois, Indiana, Kansas, Maryland, Minnesota, Mississippi, Missiouri, North Carolina, Oklahoma, Tennessee, Texas, and Washington
Mercury Capital A nationwide hard money lender.
Met Capital A hard money lender serving California.
Met Mortgage A nationwide hard money lender.
Money Consultants, Inc A hard money lender serving Florida.
Monterey Bay Resources A hard money lender serving California.
New Frontier Capital A hard money lender serving California, Arizona, and Nevada.
North American Capital, LLC A nationwide hard money lender.
Northwestern Financial A hard money lender serving Michigan.
Onward Financial A hard money lender serving Alabama, Georgia, Florida, Minnesota, South Carolina, Tennessee and Wisconson.
Pace Lending & Investments A hard money lender serving Florida.
Peachtree Financial Partners A nationwide hard money lender.
Private Investor Loans, Inc. A hard money lender serving California.
Protek Lending A hard money lender serving California.
Rapid Funding LLC A nationwide hard money lender.
RDC Financial Group A hard money lender serving the Dallas/Fort Worth area.
Real Estate Investors Group A hard money lender serving Florida.
Regent Park Capital LLC A hard money lender serving Texas.
Rehabmoney.com A hard money lender serving the Greater Chicago Area, Northeast Illinois, Southeast Wisconsin and Northwest Indiana.
The Hard Money Pros A hard money lender serving California.
Sage Capital Group, LLC A nationwide hard money lender.
San Jose Investment Corporation Of America A hard money lender serving Florida, Georgia, South Carolina, and North Carolina.
Sovereign Capital LLC A nationwide hard money lender.
Value Home Loan A hard money lender serving California.
Wallace Capital A hard money lender serving the New England area and Florida.

 

 

 

 

 

 

 

 

 
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